As an Arizona state employee, the ASRS provides valuable benefits to support you during retirement. However, understanding how your pension works and which options to choose can be complicated. In this guide, we’re going to look at your ASRS pension and the key decisions you'll need to make for a better retirement.

As an employee of the State of Arizona, your ASRS pension provides a solid foundation for retirement. However, it's not designed to replace 100% of your pre-retirement income. Without automatic cost-of-living adjustments, your monthly ASRS benefit will stay the same even as expenses rise.

If you're an Arizona state employee approaching retirement eligibility, you may be wondering whether this is the right time to retire. This framework will help you evaluate whether you're truly ready to retire from Arizona state employment, and if not, what steps you need to take to get there.

As an Arizona state employee, the Arizona State Retirement System (ASRS) is one of the most valuable parts of your compensation package. In this guide, we’ll answer the most common questions Arizona state employees have about their retirement benefits, from basic eligibility to complex pension decisions.